Call reports 2016
AMERICAN BANK OF BAXTER SPRINGS — 2016
What AMERICAN BANK OF BAXTER SPRINGS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 91,322,000 | 90,155,000 | 91,544,000 | 96,859,000 |
| Total loans | 38,058,000 | 35,736,000 | 38,440,000 | 38,466,000 |
| Allowance for loan losses | 3,111,000 | 3,120,000 | 1,742,000 | 1,744,000 |
| Securities available for sale | 32,587,000 | 31,001,000 | 30,240,000 | 41,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,780,000 | 80,424,000 | 80,682,000 | 86,350,000 |
| Interest-bearing deposits | 65,171,000 | 65,444,000 | 65,929,000 | 70,268,000 |
| Noninterest-bearing deposits | 16,610,000 | 14,980,000 | 14,752,000 | 16,082,000 |
| Equity capital | 9,447,000 | 9,624,000 | 10,773,000 | 10,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,138,000 | 1,714,000 | 2,331,000 |
| Interest expense | 42,000 | 84,000 | 127,000 | 171,000 |
| Net interest income | 515,000 | 1,054,000 | 1,587,000 | 2,160,000 |
| Noninterest income | 137,000 | 263,000 | 292,000 | 772,000 |
| Noninterest expense | 657,000 | 1,308,000 | 2,007,000 | 2,731,000 |
| Provision for loan losses | 0 | 0 | -1,364,000 | -1,364,000 |
| Pretax income | 73,000 | 87,000 | 1,314,000 | 1,643,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | 87,000 | 1,314,000 | 1,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,274,000 | 9,289,000 | 10,517,000 | 10,846,000 |
| Total capital | 9,793,000 | 9,785,000 | 11,027,000 | 11,371,000 |
| Risk-weighted assets | 38,966,000 | 37,123,000 | 39,509,000 | 40,758,000 |