Call reports 2015
AMERICAN BANK OF BAXTER SPRINGS — 2015
What AMERICAN BANK OF BAXTER SPRINGS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 95,756,000 | 94,752,000 | 89,332,000 | 91,119,000 |
| Total loans | 38,882,000 | 37,609,000 | 36,402,000 | 37,569,000 |
| Allowance for loan losses | 2,105,000 | 3,364,000 | 3,312,000 | 3,337,000 |
| Securities available for sale | 30,641,000 | 36,958,000 | 35,466,000 | 35,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,349,000 | 85,513,000 | 79,785,000 | 82,044,000 |
| Interest-bearing deposits | 69,092,000 | 69,427,000 | 63,070,000 | 66,873,000 |
| Noninterest-bearing deposits | 17,257,000 | 16,086,000 | 16,715,000 | 15,171,000 |
| Equity capital | 9,291,000 | 9,134,000 | 9,411,000 | 9,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,120,000 | 1,843,000 | 2,435,000 |
| Interest expense | 57,000 | 111,000 | 162,000 | 205,000 |
| Net interest income | 485,000 | 1,009,000 | 1,681,000 | 2,230,000 |
| Noninterest income | 720,000 | 903,000 | 1,059,000 | 921,000 |
| Noninterest expense | 874,000 | 1,585,000 | 2,373,000 | 2,907,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 389,000 | 385,000 | 425,000 | 348,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 389,000 | 385,000 | 425,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,243,000 | 9,238,000 | 9,282,000 | 9,201,000 |
| Total capital | 9,802,000 | 9,732,000 | 9,780,000 | 9,732,000 |
| Risk-weighted assets | 43,200,000 | 36,674,000 | 36,984,000 | 39,136,000 |