Call reports 2013
AMERICAN BANK OF BAXTER SPRINGS — 2013
What AMERICAN BANK OF BAXTER SPRINGS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 103,963,000 | 103,853,000 | 99,411,000 | 105,490,000 |
| Total loans | 55,698,000 | 54,019,000 | 51,341,000 | 50,799,000 |
| Allowance for loan losses | 3,417,000 | 3,356,000 | 3,313,000 | 3,327,000 |
| Securities available for sale | 28,556,000 | 28,491,000 | 29,187,000 | 30,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,582,000 | 94,471,000 | 89,911,000 | 96,415,000 |
| Interest-bearing deposits | 77,723,000 | 78,631,000 | 76,266,000 | 80,836,000 |
| Noninterest-bearing deposits | 16,859,000 | 15,840,000 | 13,645,000 | 15,579,000 |
| Equity capital | 9,203,000 | 9,215,000 | 9,254,000 | 8,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,357,000 | 2,021,000 | 2,680,000 |
| Interest expense | 140,000 | 265,000 | 378,000 | 478,000 |
| Net interest income | 532,000 | 1,092,000 | 1,643,000 | 2,202,000 |
| Noninterest income | -28,000 | 120,000 | 300,000 | 343,000 |
| Noninterest expense | 723,000 | 1,404,000 | 2,192,000 | 2,934,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -219,000 | -192,000 | -249,000 | -389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -219,000 | -192,000 | -249,000 | -389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,184,000 | 9,211,000 | 9,154,000 | 9,023,000 |
| Total capital | 9,971,000 | 9,978,000 | 9,963,000 | 9,727,000 |
| Risk-weighted assets | 60,219,000 | 58,773,000 | 62,243,000 | 53,635,000 |