Call reports 2012
AMERICAN BANK OF BAXTER SPRINGS — 2012
What AMERICAN BANK OF BAXTER SPRINGS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 108,634,000 | 105,055,000 | 97,989,000 | 98,948,000 |
| Total loans | 62,066,000 | 60,996,000 | 58,786,000 | 57,337,000 |
| Allowance for loan losses | 4,561,000 | 4,574,000 | 4,280,000 | 3,534,000 |
| Securities available for sale | 30,890,000 | 29,802,000 | 28,153,000 | 24,512,000 |
| Securities held to maturity | 788,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,017,000 | 95,399,000 | 88,366,000 | 89,399,000 |
| Interest-bearing deposits | 82,065,000 | 78,649,000 | 74,109,000 | 74,934,000 |
| Noninterest-bearing deposits | 16,952,000 | 16,750,000 | 14,257,000 | 14,465,000 |
| Equity capital | 9,476,000 | 9,463,000 | 9,417,000 | 9,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 890,000 | 1,674,000 | 2,433,000 | 3,162,000 |
| Interest expense | 181,000 | 349,000 | 509,000 | 660,000 |
| Net interest income | 709,000 | 1,325,000 | 1,924,000 | 2,502,000 |
| Noninterest income | 149,000 | 298,000 | 391,000 | 545,000 |
| Noninterest expense | 841,000 | 1,628,000 | 2,376,000 | 3,099,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 4,000 | -52,000 | -43,000 |
| Income tax | 0 | -1,000 | -1,000 | -1,000 |
| Net income | 26,000 | 5,000 | -51,000 | -42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,471,000 | 9,451,000 | 9,394,000 | 9,403,000 |
| Total capital | 10,375,000 | 10,312,000 | 10,207,000 | 10,202,000 |
| Risk-weighted assets | 68,323,000 | 65,060,000 | 61,633,000 | 60,798,000 |