Call report 2016Q3
RIDGESTONE BANK — 2016Q3
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2016Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 452,706,000 | USD | evidence → |
| Total loans | 387,966,000 | USD | evidence → |
| Allowance for loan losses | 8,631,000 | USD | evidence → |
| Securities available for sale | 27,214,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 360,070,000 | USD | evidence → |
| Interest-bearing deposits | 318,326,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,744,000 | USD | evidence → |
| Equity capital | 66,900,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,309,000 | USD | evidence → |
| Interest expense | 2,632,000 | USD | evidence → |
| Net interest income | 19,677,000 | USD | evidence → |
| Noninterest income | 31,364,000 | USD | evidence → |
| Noninterest expense | 23,465,000 | USD | evidence → |
| Provision for loan losses | 3,444,000 | USD | evidence → |
| Pretax income | 24,132,000 | USD | evidence → |
| Income tax | 9,381,000 | USD | evidence → |
| Net income | 14,751,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,665,000 | USD | evidence → |
| Total capital | 68,067,000 | USD | evidence → |
| Risk-weighted assets | 427,449,000 | USD | evidence → |