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Call report 2008Q2

RIDGESTONE BANK — 2008Q2

The 22 measures RIDGESTONE BANK reported to the FFIEC for 2008Q2, each linked to its source filing.

PERIOD: 2008Q2SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1145a482-33bf-4e32-ae1f-9da441f88a0b/2008Q2

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets353,799,000USDevidence →
Total loans306,013,000USDevidence →
Allowance for loan losses4,158,000USDevidence →
Securities available for sale18,075,000USDevidence →
Securities held to maturity0USDevidence →
Trading assets0USDevidence →
Total deposits290,781,000USDevidence →
Interest-bearing deposits273,741,000USDevidence →
Noninterest-bearing deposits17,040,000USDevidence →
Equity capital37,727,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income11,438,000USDevidence →
Interest expense5,578,000USDevidence →
Net interest income5,860,000USDevidence →
Noninterest income2,590,000USDevidence →
Noninterest expense4,701,000USDevidence →
Provision for loan losses1,415,000USDevidence →
Pretax income2,334,000USDevidence →
Income tax913,000USDevidence →
Net income1,421,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital31,231,000USDevidence →
Total capital35,379,000USDevidence →
Risk-weighted assets331,757,000USDevidence →

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