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Call report 2005Q3

RIDGESTONE BANK — 2005Q3

The 22 measures RIDGESTONE BANK reported to the FFIEC for 2005Q3, each linked to its source filing.

PERIOD: 2005Q3SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1145a482-33bf-4e32-ae1f-9da441f88a0b/2005Q3

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets113,714,000USDevidence →
Total loans83,867,000USDevidence →
Allowance for loan losses669,000USDevidence →
Securities available for sale20,255,000USDevidence →
Securities held to maturity0USDevidence →
Trading assets0USDevidence →
Total deposits91,994,000USDevidence →
Interest-bearing deposits80,125,000USDevidence →
Noninterest-bearing deposits11,869,000USDevidence →
Equity capital9,395,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income4,705,000USDevidence →
Interest expense1,834,000USDevidence →
Net interest income2,871,000USDevidence →
Noninterest income313,000USDevidence →
Noninterest expense2,125,000USDevidence →
Provision for loan losses230,000USDevidence →
Pretax income829,000USDevidence →
Income tax276,000USDevidence →
Net income553,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital9,602,000USDevidence →
Total capital10,271,000USDevidence →
Risk-weighted assets95,820,000USDevidence →

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