Call report 2005Q1
RIDGESTONE BANK — 2005Q1
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,872,000 | USD | evidence → |
| Total loans | 80,531,000 | USD | evidence → |
| Allowance for loan losses | 810,000 | USD | evidence → |
| Securities available for sale | 21,032,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,663,000 | USD | evidence → |
| Interest-bearing deposits | 75,227,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,436,000 | USD | evidence → |
| Equity capital | 8,936,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,458,000 | USD | evidence → |
| Interest expense | 537,000 | USD | evidence → |
| Net interest income | 921,000 | USD | evidence → |
| Noninterest income | 97,000 | USD | evidence → |
| Noninterest expense | 712,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 246,000 | USD | evidence → |
| Income tax | 82,000 | USD | evidence → |
| Net income | 164,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,213,000 | USD | evidence → |
| Total capital | 10,023,000 | USD | evidence → |
| Risk-weighted assets | 94,488,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about RIDGESTONE BANK — 2005Q1 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.