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Call report 2004Q2

RIDGESTONE BANK — 2004Q2

The 22 measures RIDGESTONE BANK reported to the FFIEC for 2004Q2, each linked to its source filing.

PERIOD: 2004Q2SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1145a482-33bf-4e32-ae1f-9da441f88a0b/2004Q2

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets89,692,000USDevidence →
Total loans72,796,000USDevidence →
Allowance for loan losses700,000USDevidence →
Securities available for sale5,006,000USDevidence →
Securities held to maturity0USDevidence →
Trading assets0USDevidence →
Total deposits74,869,000USDevidence →
Interest-bearing deposits59,891,000USDevidence →
Noninterest-bearing deposits14,978,000USDevidence →
Equity capital8,795,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income2,141,000USDevidence →
Interest expense600,000USDevidence →
Net interest income1,541,000USDevidence →
Noninterest income341,000USDevidence →
Noninterest expense1,586,000USDevidence →
Provision for loan losses0USDevidence →
Pretax income296,000USDevidence →
Income tax92,000USDevidence →
Net income204,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital8,795,000USDevidence →
Total capital9,495,000USDevidence →
Risk-weighted assets85,780,000USDevidence →

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