Call reports 2022

CITIZENS STATE BANK AND TRUST COMPANY, THE — 2022

Name: CITIZENS STATE BANK AND TRUST COMPANY, THE — FFIEC call report 2022
Creator: CITIZENS STATE BANK AND TRUST COMPANY, THE

What CITIZENS STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.

PERIOD: 2022SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1134be58-da3b-4310-b8b2-b16545f5e2e2/2022

Balance sheet

What the bank holds and owes at quarter end

Measure	2022Q1	2022Q2	2022Q3	2022Q4
Total assets	67,319,000	63,519,000	67,448,000	66,590,000
Total loans	48,962,000	49,628,000	51,005,000	53,643,000
Allowance for loan losses	430,000	445,000	460,000	480,000
Securities available for sale	7,677,000	7,865,000	5,473,000	4,964,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	61,294,000	58,016,000	62,080,000	55,991,000
Interest-bearing deposits	47,187,000	46,129,000	50,461,000	44,875,000
Noninterest-bearing deposits	14,107,000	11,887,000	11,619,000	11,116,000
Equity capital	5,972,000	5,443,000	5,308,000	5,470,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2022Q1	2022Q2	2022Q3	2022Q4
Interest income	694,000	1,399,000	2,144,000	2,967,000
Interest expense	54,000	106,000	175,000	264,000
Net interest income	640,000	1,293,000	1,969,000	2,703,000
Noninterest income	23,000	46,000	68,000	101,000
Noninterest expense	464,000	901,000	1,388,000	1,906,000
Provision for loan losses	15,000	30,000	45,000	65,000
Pretax income	184,000	408,000	604,000	833,000
Income tax	15,000	31,000	47,000	63,000
Net income	169,000	377,000	557,000	770,000

Basel measures — not reported for every quarter

Measure	2022Q1	2022Q2	2022Q3	2022Q4
Tier 1 capital	6,003,000	5,492,000	5,414,000	5,532,000
Total capital	6,433,000	5,937,000	5,874,000	6,012,000
Risk-weighted assets	50,773,000	50,321,000	52,051,000	53,308,000