Call reports 2021

CITIZENS STATE BANK AND TRUST COMPANY, THE — 2021

Name: CITIZENS STATE BANK AND TRUST COMPANY, THE — FFIEC call report 2021
Creator: CITIZENS STATE BANK AND TRUST COMPANY, THE

What CITIZENS STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.

PERIOD: 2021SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1134be58-da3b-4310-b8b2-b16545f5e2e2/2021

Balance sheet

What the bank holds and owes at quarter end

Measure	2021Q1	2021Q2	2021Q3	2021Q4
Total assets	65,724,000	71,488,000	69,635,000	65,890,000
Total loans	46,854,000	49,864,000	50,153,000	47,378,000
Allowance for loan losses	493,000	365,000	395,000	415,000
Securities available for sale	4,832,000	5,306,000	5,845,000	7,463,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	59,009,000	63,925,000	63,836,000	59,599,000
Interest-bearing deposits	47,889,000	53,020,000	52,217,000	48,263,000
Noninterest-bearing deposits	11,120,000	10,905,000	11,619,000	11,336,000
Equity capital	4,645,000	5,498,000	5,748,000	6,178,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2021Q1	2021Q2	2021Q3	2021Q4
Interest income	642,000	1,352,000	2,111,000	3,309,000
Interest expense	94,000	179,000	257,000	321,000
Net interest income	548,000	1,173,000	1,854,000	2,988,000
Noninterest income	16,000	-52,000	-33,000	-8,000
Noninterest expense	414,000	811,000	1,217,000	1,721,000
Provision for loan losses	21,000	-59,000	-29,000	-9,000
Pretax income	129,000	369,000	633,000	1,268,000
Income tax	8,000	23,000	35,000	48,000
Net income	121,000	346,000	598,000	1,220,000

Basel measures — not reported for every quarter

Measure	2021Q1	2021Q2	2021Q3	2021Q4
Tier 1 capital	4,501,000	5,372,000	5,630,000	6,088,000
Total capital	4,994,000	5,737,000	6,025,000	6,503,000
Risk-weighted assets	45,410,000	48,002,000	49,425,000	49,410,000