Call reports 2019

CITIZENS STATE BANK AND TRUST COMPANY, THE — 2019

Name: CITIZENS STATE BANK AND TRUST COMPANY, THE — FFIEC call report 2019
Creator: CITIZENS STATE BANK AND TRUST COMPANY, THE

What CITIZENS STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.

PERIOD: 2019SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1134be58-da3b-4310-b8b2-b16545f5e2e2/2019

Balance sheet

What the bank holds and owes at quarter end

Measure	2019Q1	2019Q2	2019Q3	2019Q4
Total assets	48,304,000	48,362,000	47,848,000	47,024,000
Total loans	41,695,000	42,974,000	41,959,000	41,374,000
Allowance for loan losses	385,000	406,000	427,000	388,000
Securities available for sale	1,016,000	977,000	949,000	909,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	40,058,000	39,610,000	41,061,000	41,720,000
Interest-bearing deposits	33,004,000	33,235,000	34,527,000	35,217,000
Noninterest-bearing deposits	7,054,000	6,375,000	6,535,000	6,503,000
Equity capital	4,653,000	4,460,000	4,502,000	4,649,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2019Q1	2019Q2	2019Q3	2019Q4
Interest income	702,000	1,390,000	2,080,000	2,762,000
Interest expense	131,000	268,000	414,000	544,000
Net interest income	571,000	1,122,000	1,666,000	2,218,000
Noninterest income	22,000	45,000	74,000	94,000
Noninterest expense	350,000	684,000	1,051,000	1,442,000
Provision for loan losses	56,000	77,000	98,000	119,000
Pretax income	187,000	406,000	591,000	751,000
Income tax	7,000	23,000	37,000	50,000
Net income	180,000	383,000	554,000	701,000

Basel measures — not reported for every quarter

Measure	2019Q1	2019Q2	2019Q3	2019Q4
Tier 1 capital	4,487,000	4,289,000	4,337,000	4,494,000
Total capital	4,872,000	4,695,000	4,764,000	4,882,000
Risk-weighted assets	41,904,000	43,550,000	42,457,000	41,955,000