Call reports 2025
NEW OMNI BANK, NATIONAL ASSOCIATION — 2025
What NEW OMNI BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 530,581,000 | 510,445,000 | 525,556,000 | 520,138,000 |
| Total loans | 354,770,000 | 357,014,000 | 376,684,000 | 365,949,000 |
| Allowance for loan losses | 5,950,000 | 5,950,000 | 6,230,000 | 6,230,000 |
| Securities available for sale | 1,727,000 | 1,719,000 | 1,716,000 | 1,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,476,000 | 373,768,000 | 387,312,000 | 381,257,000 |
| Interest-bearing deposits | 357,840,000 | 341,406,000 | 350,418,000 | 346,749,000 |
| Noninterest-bearing deposits | 31,636,000 | 32,362,000 | 36,894,000 | 34,508,000 |
| Equity capital | 134,056,000 | 131,324,000 | 132,554,000 | 133,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,963,000 | 17,887,000 | 27,420,000 | 35,714,000 |
| Interest expense | 3,818,000 | 7,447,000 | 10,823,000 | 14,096,000 |
| Net interest income | 5,145,000 | 10,440,000 | 16,597,000 | 21,618,000 |
| Noninterest income | -23,000 | 50,000 | 82,000 | -58,000 |
| Noninterest expense | 3,894,000 | 8,509,000 | 12,477,000 | 16,361,000 |
| Provision for loan losses | 0 | 0 | 280,000 | 280,000 |
| Pretax income | 1,218,000 | 1,971,000 | 3,897,000 | 4,894,000 |
| Income tax | 362,000 | 589,000 | 1,163,000 | 1,462,000 |
| Net income | 856,000 | 1,382,000 | 2,734,000 | 3,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,012,000 | 130,344,000 | 131,651,000 | 132,423,000 |
| Total capital | 136,901,000 | 134,232,000 | 135,873,000 | 136,501,000 |
| Risk-weighted assets | 308,909,000 | 308,886,000 | 335,562,000 | 323,949,000 |