Call reports 2023
NEW OMNI BANK, NATIONAL ASSOCIATION — 2023
What NEW OMNI BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 544,255,000 | 574,558,000 | 541,491,000 | 538,454,000 |
| Total loans | 395,064,000 | 383,689,000 | 377,476,000 | 378,436,000 |
| Allowance for loan losses | 5,400,000 | 5,300,000 | 5,200,000 | 5,200,000 |
| Securities available for sale | 1,938,000 | 3,861,000 | 3,743,000 | 3,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,910,000 | 408,294,000 | 362,396,000 | 359,832,000 |
| Interest-bearing deposits | 359,706,000 | 364,210,000 | 317,794,000 | 319,388,000 |
| Noninterest-bearing deposits | 49,204,000 | 44,084,000 | 44,602,000 | 40,444,000 |
| Equity capital | 129,443,000 | 128,135,000 | 130,135,000 | 132,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,983,000 | 18,789,000 | 28,514,000 | 38,283,000 |
| Interest expense | 2,932,000 | 6,398,000 | 10,012,000 | 13,942,000 |
| Net interest income | 6,051,000 | 12,391,000 | 18,502,000 | 24,341,000 |
| Noninterest income | 1,793,000 | 1,852,000 | 1,972,000 | 2,049,000 |
| Noninterest expense | 4,146,000 | 7,901,000 | 11,605,000 | 15,029,000 |
| Provision for loan losses | 0 | -100,000 | -200,000 | -200,000 |
| Pretax income | 3,698,000 | 6,442,000 | 9,069,000 | 11,561,000 |
| Income tax | 1,510,000 | 2,358,000 | 3,010,000 | 3,756,000 |
| Net income | 2,188,000 | 4,084,000 | 6,059,000 | 7,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,335,000 | 127,102,000 | 129,200,000 | 131,099,000 |
| Total capital | 132,140,000 | 130,781,000 | 132,824,000 | 134,804,000 |
| Risk-weighted assets | 302,760,000 | 292,624,000 | 288,261,000 | 294,945,000 |