Call reports 2021
NEW OMNI BANK, NATIONAL ASSOCIATION — 2021
What NEW OMNI BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 568,322,000 | 577,291,000 | 535,900,000 | 559,016,000 |
| Total loans | 449,278,000 | 467,271,000 | 454,341,000 | 446,559,000 |
| Allowance for loan losses | 5,890,000 | 6,260,000 | 6,060,000 | 6,060,000 |
| Securities available for sale | 1,932,000 | 1,291,000 | 1,098,000 | 954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,819,000 | 455,874,000 | 412,035,000 | 432,740,000 |
| Interest-bearing deposits | 374,977,000 | 378,628,000 | 333,179,000 | 359,015,000 |
| Noninterest-bearing deposits | 65,843,000 | 77,247,000 | 78,856,000 | 73,725,000 |
| Equity capital | 77,523,000 | 76,670,000 | 78,835,000 | 81,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,183,000 | 12,655,000 | 18,882,000 | 25,016,000 |
| Interest expense | 768,000 | 1,414,000 | 2,001,000 | 2,531,000 |
| Net interest income | 5,415,000 | 11,241,000 | 16,881,000 | 22,485,000 |
| Noninterest income | 596,000 | 1,325,000 | 1,673,000 | 2,946,000 |
| Noninterest expense | 3,048,000 | 6,337,000 | 9,495,000 | 12,761,000 |
| Provision for loan losses | 160,000 | 530,000 | 330,000 | 330,000 |
| Pretax income | 2,675,000 | 5,571,000 | 8,601,000 | 12,212,000 |
| Income tax | 791,000 | 1,647,000 | 2,543,000 | 3,654,000 |
| Net income | 1,884,000 | 3,924,000 | 6,058,000 | 8,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,790,000 | 75,723,000 | 77,824,000 | 80,202,000 |
| Total capital | 81,285,000 | 80,324,000 | 82,296,000 | 84,756,000 |
| Risk-weighted assets | 358,151,000 | 366,342,000 | 356,107,000 | 362,758,000 |