Call reports 2020
NEW OMNI BANK, NATIONAL ASSOCIATION — 2020
What NEW OMNI BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 488,155,000 | 497,980,000 | 523,693,000 | 570,775,000 |
| Total loans | 370,211,000 | 384,380,000 | 412,585,000 | 437,993,000 |
| Allowance for loan losses | 4,807,000 | 5,100,000 | 5,430,000 | 5,730,000 |
| Securities available for sale | 14,111,000 | 4,751,000 | 3,399,000 | 2,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,375,000 | 369,326,000 | 394,743,000 | 446,264,000 |
| Interest-bearing deposits | 326,568,000 | 310,863,000 | 338,999,000 | 386,714,000 |
| Noninterest-bearing deposits | 45,808,000 | 58,462,000 | 55,744,000 | 59,550,000 |
| Equity capital | 71,859,000 | 72,802,000 | 74,557,000 | 74,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,100,000 | 11,842,000 | 17,700,000 | 23,907,000 |
| Interest expense | 1,718,000 | 3,104,000 | 4,059,000 | 4,927,000 |
| Net interest income | 4,382,000 | 8,738,000 | 13,641,000 | 18,980,000 |
| Noninterest income | 80,000 | 554,000 | 1,148,000 | 1,237,000 |
| Noninterest expense | 3,038,000 | 6,032,000 | 8,839,000 | 11,614,000 |
| Provision for loan losses | 102,000 | 394,000 | 724,000 | 1,024,000 |
| Pretax income | 1,539,000 | 3,182,000 | 5,567,000 | 7,974,000 |
| Income tax | 440,000 | 926,000 | 1,631,000 | 2,456,000 |
| Net income | 1,099,000 | 2,256,000 | 3,936,000 | 5,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,354,000 | 72,345,000 | 73,934,000 | 74,176,000 |
| Total capital | 75,135,000 | 76,159,000 | 78,113,000 | 78,714,000 |
| Risk-weighted assets | 301,352,000 | 303,757,000 | 333,003,000 | 361,774,000 |