Call reports 2019
NEW OMNI BANK, NATIONAL ASSOCIATION — 2019
What NEW OMNI BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 457,597,000 | 462,316,000 | 482,743,000 | 460,253,000 |
| Total loans | 352,639,000 | 346,896,000 | 352,757,000 | 365,689,000 |
| Allowance for loan losses | 4,686,000 | 4,686,000 | 4,706,000 | 4,706,000 |
| Securities available for sale | 0 | 0 | 27,001,000 | 34,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,757,000 | 351,816,000 | 370,298,000 | 376,514,000 |
| Interest-bearing deposits | 306,399,000 | 306,736,000 | 323,931,000 | 329,052,000 |
| Noninterest-bearing deposits | 49,358,000 | 45,080,000 | 46,366,000 | 47,463,000 |
| Equity capital | 66,344,000 | 67,520,000 | 68,913,000 | 70,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,339,000 | 12,705,000 | 19,290,000 | 25,824,000 |
| Interest expense | 1,743,000 | 3,682,000 | 5,723,000 | 7,702,000 |
| Net interest income | 4,596,000 | 9,023,000 | 13,567,000 | 18,122,000 |
| Noninterest income | 189,000 | 231,000 | 281,000 | 414,000 |
| Noninterest expense | 3,048,000 | 5,966,000 | 8,823,000 | 11,516,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 1,737,000 | 3,288,000 | 5,005,000 | 7,018,000 |
| Income tax | 514,000 | 972,000 | 1,480,000 | 2,075,000 |
| Net income | 1,223,000 | 2,316,000 | 3,525,000 | 4,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,185,000 | 67,364,000 | 68,659,000 | 70,142,000 |
| Total capital | 69,663,000 | 70,863,000 | 72,358,000 | 73,990,000 |
| Risk-weighted assets | 277,011,000 | 278,632,000 | 294,861,000 | 307,019,000 |