Call reports 2017
NEW OMNI BANK, NATIONAL ASSOCIATION — 2017
What NEW OMNI BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 430,110,000 | 428,131,000 | 442,080,000 | 434,082,000 |
| Total loans | 334,779,000 | 343,053,000 | 349,575,000 | 357,973,000 |
| Allowance for loan losses | 3,906,000 | 4,021,000 | 4,101,000 | 4,306,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,215,000 | 320,668,000 | 348,011,000 | 329,392,000 |
| Interest-bearing deposits | 276,883,000 | 275,837,000 | 296,423,000 | 276,058,000 |
| Noninterest-bearing deposits | 49,332,000 | 44,831,000 | 51,588,000 | 53,334,000 |
| Equity capital | 48,339,000 | 49,403,000 | 50,519,000 | 50,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,001,000 | 10,234,000 | 15,710,000 | 21,325,000 |
| Interest expense | 838,000 | 1,715,000 | 2,721,000 | 3,691,000 |
| Net interest income | 4,163,000 | 8,519,000 | 12,989,000 | 17,634,000 |
| Noninterest income | 50,000 | 88,000 | 200,000 | 257,000 |
| Noninterest expense | 2,615,000 | 5,200,000 | 7,908,000 | 10,865,000 |
| Provision for loan losses | 95,000 | 210,000 | 290,000 | 495,000 |
| Pretax income | 1,503,000 | 3,197,000 | 4,991,000 | 6,531,000 |
| Income tax | 620,000 | 1,319,000 | 2,059,000 | 3,353,000 |
| Net income | 883,000 | 1,878,000 | 2,932,000 | 3,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,339,000 | 49,403,000 | 50,518,000 | 50,819,000 |
| Total capital | 51,763,000 | 52,882,000 | 54,076,000 | 54,445,000 |
| Risk-weighted assets | 273,425,000 | 277,738,000 | 284,029,000 | 289,345,000 |