Call reports 2016
NEW OMNI BANK, NATIONAL ASSOCIATION — 2016
What NEW OMNI BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 394,291,000 | 409,137,000 | 416,488,000 | 435,696,000 |
| Total loans | 291,955,000 | 299,509,000 | 319,774,000 | 328,975,000 |
| Allowance for loan losses | 3,715,000 | 3,717,000 | 3,717,000 | 3,811,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,974,000 | 303,133,000 | 309,107,000 | 327,125,000 |
| Interest-bearing deposits | 236,384,000 | 250,263,000 | 259,550,000 | 276,250,000 |
| Noninterest-bearing deposits | 51,590,000 | 52,870,000 | 49,557,000 | 50,875,000 |
| Equity capital | 45,961,000 | 45,589,000 | 46,462,000 | 47,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,107,000 | 8,473,000 | 13,004,000 | 17,727,000 |
| Interest expense | 662,000 | 1,418,000 | 2,219,000 | 3,035,000 |
| Net interest income | 3,445,000 | 7,055,000 | 10,785,000 | 14,692,000 |
| Noninterest income | 32,000 | 73,000 | 124,000 | 174,000 |
| Noninterest expense | 1,976,000 | 4,064,000 | 6,375,000 | 9,084,000 |
| Provision for loan losses | 0 | 0 | 0 | 94,000 |
| Pretax income | 1,501,000 | 3,064,000 | 4,534,000 | 5,688,000 |
| Income tax | 612,000 | 1,244,000 | 1,852,000 | 2,327,000 |
| Net income | 889,000 | 1,820,000 | 2,682,000 | 3,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,961,000 | 45,589,000 | 46,462,000 | 47,387,000 |
| Total capital | 48,971,000 | 48,624,000 | 49,719,000 | 50,773,000 |
| Risk-weighted assets | 240,087,000 | 242,057,000 | 260,043,000 | 270,381,000 |