Call reports 2015
NEW OMNI BANK, NATIONAL ASSOCIATION — 2015
What NEW OMNI BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 320,963,000 | 334,965,000 | 343,537,000 | 367,149,000 |
| Total loans | 255,239,000 | 274,216,000 | 277,555,000 | 283,884,000 |
| Allowance for loan losses | 3,714,000 | 3,715,000 | 3,715,000 | 3,715,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,897,000 | 247,600,000 | 254,998,000 | 261,235,000 |
| Interest-bearing deposits | 193,666,000 | 202,415,000 | 207,061,000 | 207,853,000 |
| Noninterest-bearing deposits | 41,231,000 | 45,185,000 | 47,937,000 | 53,382,000 |
| Equity capital | 36,223,000 | 36,968,000 | 37,863,000 | 45,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,479,000 | 7,227,000 | 11,110,000 | 15,086,000 |
| Interest expense | 494,000 | 1,017,000 | 1,575,000 | 2,177,000 |
| Net interest income | 2,985,000 | 6,210,000 | 9,535,000 | 12,909,000 |
| Noninterest income | 31,000 | 82,000 | 128,000 | 163,000 |
| Noninterest expense | 1,870,000 | 3,782,000 | 5,718,000 | 7,680,000 |
| Provision for loan losses | 88,000 | 88,000 | 88,000 | 88,000 |
| Pretax income | 1,058,000 | 2,422,000 | 3,857,000 | 5,304,000 |
| Income tax | 394,000 | 1,013,000 | 1,618,000 | 2,461,000 |
| Net income | 664,000 | 1,409,000 | 2,239,000 | 2,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,223,000 | 36,968,000 | 37,863,000 | 45,062,000 |
| Total capital | 38,702,000 | 39,695,000 | 40,618,000 | 47,949,000 |
| Risk-weighted assets | 197,218,000 | 217,177,000 | 219,417,000 | 230,065,000 |