Call reports 2013
NEW OMNI BANK, NATIONAL ASSOCIATION — 2013
What NEW OMNI BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 217,933,000 | 222,182,000 | 232,720,000 | 238,854,000 |
| Total loans | 141,984,000 | 146,165,000 | 145,006,000 | 170,027,000 |
| Allowance for loan losses | 2,969,000 | 2,966,000 | 2,969,000 | 3,004,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,652,000 | 161,437,000 | 171,617,000 | 166,925,000 |
| Interest-bearing deposits | 135,800,000 | 141,035,000 | 144,862,000 | 142,875,000 |
| Noninterest-bearing deposits | 21,852,000 | 20,402,000 | 26,755,000 | 24,050,000 |
| Equity capital | 32,468,000 | 32,797,000 | 33,060,000 | 33,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,008,000 | 4,110,000 | 6,264,000 | 8,546,000 |
| Interest expense | 222,000 | 457,000 | 716,000 | 963,000 |
| Net interest income | 1,786,000 | 3,653,000 | 5,548,000 | 7,583,000 |
| Noninterest income | 42,000 | 83,000 | 137,000 | 176,000 |
| Noninterest expense | 1,353,000 | 2,687,000 | 4,199,000 | 5,816,000 |
| Provision for loan losses | 0 | 0 | 0 | 35,000 |
| Pretax income | 475,000 | 1,049,000 | 1,486,000 | 1,908,000 |
| Income tax | 193,000 | 438,000 | 612,000 | 247,000 |
| Net income | 282,000 | 611,000 | 874,000 | 1,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,468,000 | 32,797,000 | 33,060,000 | 33,848,000 |
| Total capital | 34,052,000 | 34,341,000 | 34,736,000 | 35,736,000 |
| Risk-weighted assets | 125,329,000 | 122,069,000 | 132,710,000 | 149,866,000 |