Call reports 2012
NEW OMNI BANK, NATIONAL ASSOCIATION — 2012
What NEW OMNI BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 178,228,000 | 185,378,000 | 198,890,000 | 200,958,000 |
| Total loans | 125,009,000 | 135,306,000 | 141,256,000 | 142,513,000 |
| Allowance for loan losses | 2,933,000 | 2,936,000 | 2,968,000 | 2,969,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,357,000 | 150,256,000 | 144,309,000 | 145,978,000 |
| Interest-bearing deposits | 138,160,000 | 135,154,000 | 127,959,000 | 126,253,000 |
| Noninterest-bearing deposits | 14,197,000 | 15,102,000 | 16,350,000 | 19,725,000 |
| Equity capital | 25,123,000 | 25,326,000 | 31,608,000 | 32,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,010,000 | 3,845,000 | 5,832,000 | 7,935,000 |
| Interest expense | 235,000 | 470,000 | 706,000 | 941,000 |
| Net interest income | 1,775,000 | 3,375,000 | 5,126,000 | 6,994,000 |
| Noninterest income | 70,000 | 231,000 | 326,000 | 369,000 |
| Noninterest expense | 1,373,000 | 2,830,000 | 4,233,000 | 5,844,000 |
| Provision for loan losses | 200,000 | 200,000 | 230,000 | 230,000 |
| Pretax income | 272,000 | 576,000 | 989,000 | 1,289,000 |
| Income tax | 75,000 | 176,000 | 307,000 | 30,000 |
| Net income | 197,000 | 400,000 | 682,000 | 1,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,123,000 | 25,326,000 | 31,608,000 | 32,186,000 |
| Total capital | 26,566,000 | 26,941,000 | 33,292,000 | 33,869,000 |
| Risk-weighted assets | 113,875,000 | 127,805,000 | 133,429,000 | 133,348,000 |