Call reports 2025
PREMIER BANK — 2025
What PREMIER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 358,493,000 | 347,464,000 | 344,830,000 | 364,702,000 |
| Total loans | 254,803,000 | 253,910,000 | 252,591,000 | 255,248,000 |
| Allowance for loan losses | 2,463,000 | 2,484,000 | 2,484,000 | 2,484,000 |
| Securities available for sale | 14,206,000 | 12,091,000 | 11,015,000 | 9,959,000 |
| Securities held to maturity | 58,758,000 | 55,875,000 | 51,708,000 | 49,724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,710,000 | 293,144,000 | 289,070,000 | 309,712,000 |
| Interest-bearing deposits | 258,620,000 | 243,269,000 | 240,155,000 | 262,062,000 |
| Noninterest-bearing deposits | 45,090,000 | 49,875,000 | 48,915,000 | 47,650,000 |
| Equity capital | 27,625,000 | 27,995,000 | 28,757,000 | 29,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,884,000 | 7,685,000 | 11,508,000 | 15,532,000 |
| Interest expense | 1,386,000 | 2,711,000 | 3,991,000 | 5,258,000 |
| Net interest income | 2,498,000 | 4,974,000 | 7,517,000 | 10,274,000 |
| Noninterest income | 224,000 | 468,000 | 733,000 | 1,039,000 |
| Noninterest expense | 2,012,000 | 3,989,000 | 5,995,000 | 8,137,000 |
| Provision for loan losses | 62,000 | 83,000 | 83,000 | 83,000 |
| Pretax income | 648,000 | 1,370,000 | 2,172,000 | 3,093,000 |
| Income tax | 29,000 | 62,000 | 99,000 | 102,000 |
| Net income | 619,000 | 1,308,000 | 2,073,000 | 2,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,326,000 | 32,413,000 | 32,834,000 | 33,379,000 |
| Total capital | 35,006,000 | 35,114,000 | 35,535,000 | 36,080,000 |
| Risk-weighted assets | 261,405,000 | 258,602,000 | 254,244,000 | 254,544,000 |