Call reports 2023
PREMIER BANK — 2023
What PREMIER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 385,762,000 | 382,019,000 | 379,086,000 | 375,149,000 |
| Total loans | 268,990,000 | 268,286,000 | 266,872,000 | 266,189,000 |
| Allowance for loan losses | 2,815,000 | 2,816,000 | 2,817,000 | 2,817,000 |
| Securities available for sale | 18,210,000 | 17,925,000 | 16,823,000 | 18,743,000 |
| Securities held to maturity | 70,437,000 | 69,180,000 | 67,818,000 | 66,695,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,783,000 | 291,003,000 | 307,766,000 | 302,602,000 |
| Interest-bearing deposits | 252,815,000 | 234,804,000 | 257,968,000 | 252,304,000 |
| Noninterest-bearing deposits | 53,968,000 | 56,199,000 | 49,798,000 | 50,298,000 |
| Equity capital | 26,277,000 | 26,410,000 | 25,189,000 | 25,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,386,000 | 6,924,000 | 10,576,000 | 14,331,000 |
| Interest expense | 1,226,000 | 2,826,000 | 4,633,000 | 6,478,000 |
| Net interest income | 2,160,000 | 4,098,000 | 5,943,000 | 7,853,000 |
| Noninterest income | 301,000 | 589,000 | 896,000 | 1,209,000 |
| Noninterest expense | 1,944,000 | 3,807,000 | 5,734,000 | 7,700,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 520,000 | 883,000 | 1,108,000 | 1,365,000 |
| Income tax | 27,000 | 47,000 | 52,000 | 61,000 |
| Net income | 493,000 | 836,000 | 1,056,000 | 1,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,079,000 | 34,029,000 | 32,431,000 | 32,262,000 |
| Total capital | 36,894,000 | 36,845,000 | 35,248,000 | 35,079,000 |
| Risk-weighted assets | 286,149,000 | 286,075,000 | 280,209,000 | 278,292,000 |