Call reports 2020
PREMIER BANK — 2020
What PREMIER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 347,911,000 | 383,410,000 | 393,642,000 | 378,102,000 |
| Total loans | 240,116,000 | 275,039,000 | 275,422,000 | 276,190,000 |
| Allowance for loan losses | 2,151,000 | 2,157,000 | 2,157,000 | 2,551,000 |
| Securities available for sale | 71,676,000 | 64,591,000 | 67,043,000 | 69,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,734,000 | 294,563,000 | 303,234,000 | 289,594,000 |
| Interest-bearing deposits | 236,628,000 | 244,124,000 | 250,950,000 | 235,663,000 |
| Noninterest-bearing deposits | 32,106,000 | 50,439,000 | 52,284,000 | 53,931,000 |
| Equity capital | 31,890,000 | 32,373,000 | 33,040,000 | 33,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,157,000 | 6,361,000 | 9,532,000 | 12,834,000 |
| Interest expense | 760,000 | 1,253,000 | 1,695,000 | 2,106,000 |
| Net interest income | 2,397,000 | 5,108,000 | 7,837,000 | 10,728,000 |
| Noninterest income | 276,000 | 717,000 | 1,178,000 | 1,690,000 |
| Noninterest expense | 1,910,000 | 3,679,000 | 5,594,000 | 7,531,000 |
| Provision for loan losses | 35,000 | 34,000 | 34,000 | 427,000 |
| Pretax income | 931,000 | 2,467,000 | 3,742,000 | 4,815,000 |
| Income tax | 44,000 | 114,000 | 171,000 | 257,000 |
| Net income | 887,000 | 2,353,000 | 3,571,000 | 4,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,951,000 | 30,841,000 | 31,195,000 | 31,162,000 |
| Total capital | 32,102,000 | 32,998,000 | 33,352,000 | 33,713,000 |
| Risk-weighted assets | 255,148,000 | 246,041,000 | 252,500,000 | 260,888,000 |