Call reports 2019
PREMIER BANK — 2019
What PREMIER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 331,578,000 | 323,511,000 | 339,815,000 | 332,475,000 |
| Total loans | 240,194,000 | 232,793,000 | 232,318,000 | 236,415,000 |
| Allowance for loan losses | 2,170,000 | 2,114,000 | 2,134,000 | 2,130,000 |
| Securities available for sale | 53,916,000 | 50,938,000 | 76,611,000 | 72,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,020,000 | 260,294,000 | 268,773,000 | 264,222,000 |
| Interest-bearing deposits | 241,641,000 | 231,254,000 | 237,839,000 | 229,148,000 |
| Noninterest-bearing deposits | 30,379,000 | 29,040,000 | 30,934,000 | 35,074,000 |
| Equity capital | 28,861,000 | 29,645,000 | 30,323,000 | 30,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,205,000 | 6,420,000 | 9,667,000 | 12,911,000 |
| Interest expense | 933,000 | 1,872,000 | 2,782,000 | 3,629,000 |
| Net interest income | 2,272,000 | 4,548,000 | 6,885,000 | 9,282,000 |
| Noninterest income | 217,000 | 492,000 | 850,000 | 1,297,000 |
| Noninterest expense | 1,744,000 | 3,509,000 | 5,334,000 | 7,273,000 |
| Provision for loan losses | 28,000 | 28,000 | 47,000 | 48,000 |
| Pretax income | 839,000 | 1,717,000 | 2,827,000 | 3,732,000 |
| Income tax | 15,000 | 52,000 | 104,000 | 148,000 |
| Net income | 824,000 | 1,665,000 | 2,723,000 | 3,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,828,000 | 28,952,000 | 29,409,000 | 29,694,000 |
| Total capital | 30,998,000 | 31,066,000 | 31,543,000 | 31,824,000 |
| Risk-weighted assets | 253,269,000 | 245,728,000 | 251,387,000 | 252,604,000 |