Call reports 2018
PREMIER BANK — 2018
What PREMIER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 313,242,000 | 311,108,000 | 316,874,000 | 326,847,000 |
| Total loans | 232,630,000 | 231,939,000 | 233,194,000 | 239,829,000 |
| Allowance for loan losses | 2,092,000 | 2,086,000 | 2,106,000 | 2,158,000 |
| Securities available for sale | 54,852,000 | 55,255,000 | 53,445,000 | 59,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,099,000 | 243,152,000 | 253,172,000 | 268,347,000 |
| Interest-bearing deposits | 217,416,000 | 212,304,000 | 223,917,000 | 235,509,000 |
| Noninterest-bearing deposits | 30,683,000 | 30,848,000 | 29,255,000 | 32,838,000 |
| Equity capital | 26,801,000 | 26,839,000 | 26,754,000 | 27,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,813,000 | 5,739,000 | 8,765,000 | 11,943,000 |
| Interest expense | 548,000 | 1,171,000 | 1,897,000 | 2,755,000 |
| Net interest income | 2,265,000 | 4,568,000 | 6,868,000 | 9,188,000 |
| Noninterest income | 203,000 | 550,000 | 805,000 | 1,050,000 |
| Noninterest expense | 1,636,000 | 3,325,000 | 5,011,000 | 6,724,000 |
| Provision for loan losses | 49,000 | 62,000 | 77,000 | 129,000 |
| Pretax income | 783,000 | 1,815,000 | 2,669,000 | 3,499,000 |
| Income tax | 30,000 | 78,000 | 118,000 | 159,000 |
| Net income | 753,000 | 1,737,000 | 2,551,000 | 3,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,687,000 | 27,836,000 | 28,100,000 | 28,495,000 |
| Total capital | 29,779,000 | 29,922,000 | 30,206,000 | 30,653,000 |
| Risk-weighted assets | 247,825,000 | 246,150,000 | 245,256,000 | 254,134,000 |