Call reports 2017
PREMIER BANK — 2017
What PREMIER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 291,100,000 | 297,603,000 | 299,930,000 | 311,574,000 |
| Total loans | 225,209,000 | 219,985,000 | 227,881,000 | 229,067,000 |
| Allowance for loan losses | 2,022,000 | 2,026,000 | 2,026,000 | 2,043,000 |
| Securities available for sale | 43,424,000 | 43,481,000 | 48,632,000 | 53,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,491,000 | 240,875,000 | 239,069,000 | 245,241,000 |
| Interest-bearing deposits | 206,185,000 | 213,461,000 | 210,990,000 | 215,585,000 |
| Noninterest-bearing deposits | 26,306,000 | 27,414,000 | 28,079,000 | 29,656,000 |
| Equity capital | 27,566,000 | 27,967,000 | 28,009,000 | 26,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,509,000 | 5,105,000 | 7,769,000 | 10,524,000 |
| Interest expense | 353,000 | 745,000 | 1,172,000 | 1,647,000 |
| Net interest income | 2,156,000 | 4,360,000 | 6,597,000 | 8,877,000 |
| Noninterest income | 233,000 | 431,000 | 427,000 | 663,000 |
| Noninterest expense | 1,636,000 | 3,197,000 | 4,838,000 | 6,515,000 |
| Provision for loan losses | 0 | 0 | 0 | 17,000 |
| Pretax income | 814,000 | 1,743,000 | 2,411,000 | 3,233,000 |
| Income tax | 37,000 | 77,000 | 106,000 | 137,000 |
| Net income | 777,000 | 1,666,000 | 2,305,000 | 3,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,632,000 | 27,706,000 | 27,877,000 | 27,189,000 |
| Total capital | 29,654,000 | 29,732,000 | 29,903,000 | 29,232,000 |
| Risk-weighted assets | 232,061,000 | 229,906,000 | 240,552,000 | 244,171,000 |