Call reports 2016
PREMIER BANK — 2016
What PREMIER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 284,067,000 | 284,066,000 | 288,186,000 | 284,442,000 |
| Total loans | 220,102,000 | 218,637,000 | 227,126,000 | 221,657,000 |
| Allowance for loan losses | 1,950,000 | 1,953,000 | 2,025,000 | 2,056,000 |
| Securities available for sale | 39,892,000 | 42,876,000 | 35,700,000 | 37,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,708,000 | 233,774,000 | 230,885,000 | 236,019,000 |
| Interest-bearing deposits | 207,257,000 | 209,097,000 | 202,589,000 | 209,144,000 |
| Noninterest-bearing deposits | 25,451,000 | 24,677,000 | 28,296,000 | 26,875,000 |
| Equity capital | 27,278,000 | 27,603,000 | 28,026,000 | 27,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,517,000 | 5,050,000 | 7,597,000 | 10,205,000 |
| Interest expense | 305,000 | 623,000 | 938,000 | 1,251,000 |
| Net interest income | 2,212,000 | 4,427,000 | 6,659,000 | 8,954,000 |
| Noninterest income | 280,000 | 574,000 | 901,000 | 1,175,000 |
| Noninterest expense | 1,556,000 | 3,165,000 | 4,818,000 | 6,525,000 |
| Provision for loan losses | 49,000 | 65,000 | 136,000 | 168,000 |
| Pretax income | 922,000 | 1,816,000 | 3,075,000 | 3,880,000 |
| Income tax | 39,000 | 83,000 | 142,000 | 180,000 |
| Net income | 883,000 | 1,733,000 | 2,933,000 | 3,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,963,000 | 27,012,000 | 27,633,000 | 27,527,000 |
| Total capital | 28,913,000 | 28,965,000 | 29,658,000 | 29,583,000 |
| Risk-weighted assets | 223,955,000 | 223,502,000 | 229,146,000 | 227,472,000 |