Call reports 2015
PREMIER BANK — 2015
What PREMIER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 270,845,000 | 271,370,000 | 266,576,000 | 281,481,000 |
| Total loans | 195,520,000 | 203,477,000 | 202,426,000 | 213,409,000 |
| Allowance for loan losses | 1,644,000 | 1,751,000 | 1,792,000 | 1,893,000 |
| Securities available for sale | 53,793,000 | 50,883,000 | 43,064,000 | 43,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,825,000 | 217,775,000 | 217,044,000 | 231,940,000 |
| Interest-bearing deposits | 194,293,000 | 192,481,000 | 191,119,000 | 206,083,000 |
| Noninterest-bearing deposits | 23,532,000 | 25,294,000 | 25,925,000 | 25,857,000 |
| Equity capital | 26,460,000 | 26,163,000 | 26,674,000 | 26,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,308,000 | 4,662,000 | 7,112,000 | 9,578,000 |
| Interest expense | 289,000 | 586,000 | 906,000 | 1,197,000 |
| Net interest income | 2,019,000 | 4,076,000 | 6,206,000 | 8,381,000 |
| Noninterest income | 307,000 | 648,000 | 888,000 | 1,100,000 |
| Noninterest expense | 1,516,000 | 3,065,000 | 4,640,000 | 6,242,000 |
| Provision for loan losses | 93,000 | 260,000 | 321,000 | 392,000 |
| Pretax income | 717,000 | 1,448,000 | 2,228,000 | 2,948,000 |
| Income tax | 31,000 | 62,000 | 96,000 | 127,000 |
| Net income | 686,000 | 1,386,000 | 2,132,000 | 2,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,009,000 | 26,463,000 | 26,481,000 | 26,182,000 |
| Total capital | 27,653,000 | 28,213,000 | 28,273,000 | 28,075,000 |
| Risk-weighted assets | 210,011,000 | 215,687,000 | 208,071,000 | 221,038,000 |