Call reports 2012
PREMIER BANK — 2012
What PREMIER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 259,886,000 | 249,533,000 | 256,069,000 | 252,140,000 |
| Total loans | 161,432,000 | 157,693,000 | 156,733,000 | 158,960,000 |
| Allowance for loan losses | 2,558,000 | 2,837,000 | 1,282,000 | 1,473,000 |
| Securities available for sale | 68,883,000 | 72,109,000 | 68,679,000 | 69,229,000 |
| Securities held to maturity | 1,829,000 | 1,819,000 | 1,797,000 | 1,699,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,156,000 | 188,079,000 | 195,841,000 | 197,016,000 |
| Interest-bearing deposits | 175,653,000 | 167,905,000 | 173,157,000 | 171,472,000 |
| Noninterest-bearing deposits | 18,503,000 | 20,174,000 | 22,684,000 | 25,544,000 |
| Equity capital | 23,619,000 | 23,620,000 | 24,823,000 | 24,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,832,000 | 5,553,000 | 8,145,000 | 10,641,000 |
| Interest expense | 595,000 | 1,142,000 | 1,672,000 | 2,168,000 |
| Net interest income | 2,237,000 | 4,411,000 | 6,473,000 | 8,473,000 |
| Noninterest income | 324,000 | 65,000 | 700,000 | 1,119,000 |
| Noninterest expense | 1,880,000 | 3,692,000 | 5,504,000 | 7,451,000 |
| Provision for loan losses | 73,000 | 565,000 | 613,000 | 857,000 |
| Pretax income | 481,000 | 155,000 | 877,000 | 840,000 |
| Income tax | 19,000 | 6,000 | 34,000 | 41,000 |
| Net income | 462,000 | 149,000 | 843,000 | 799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,189,000 | 25,899,000 | 26,624,000 | 26,577,000 |
| Total capital | 28,747,000 | 28,460,000 | 27,906,000 | 28,050,000 |
| Risk-weighted assets | 209,106,000 | 204,563,000 | 202,187,000 | 200,854,000 |