Call reports 2008
PREMIER BANK — 2008
What PREMIER BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 263,196,000 | 270,357,000 | 272,864,000 | 266,778,000 |
| Total loans | 188,289,000 | 198,425,000 | 196,286,000 | 198,950,000 |
| Allowance for loan losses | 2,062,000 | 2,178,000 | 2,157,000 | 2,577,000 |
| Securities available for sale | 47,047,000 | 45,890,000 | 45,151,000 | 46,518,000 |
| Securities held to maturity | 6,331,000 | 5,822,000 | 5,571,000 | 5,390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,549,000 | 190,932,000 | 191,754,000 | 186,858,000 |
| Interest-bearing deposits | 171,306,000 | 179,360,000 | 176,484,000 | 170,473,000 |
| Noninterest-bearing deposits | 11,243,000 | 11,572,000 | 15,270,000 | 16,385,000 |
| Equity capital | 19,183,000 | 19,034,000 | 20,657,000 | 20,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,170,000 | 8,349,000 | 12,429,000 | 16,431,000 |
| Interest expense | 2,060,000 | 4,129,000 | 6,157,000 | 8,023,000 |
| Net interest income | 2,110,000 | 4,220,000 | 6,272,000 | 8,408,000 |
| Noninterest income | 384,000 | 795,000 | 1,155,000 | 1,404,000 |
| Noninterest expense | 1,659,000 | 3,302,000 | 4,958,000 | 6,597,000 |
| Provision for loan losses | 72,000 | 188,000 | 287,000 | 887,000 |
| Pretax income | 777,000 | 1,580,000 | 2,237,000 | 2,383,000 |
| Income tax | 31,000 | 62,000 | 88,000 | 88,000 |
| Net income | 746,000 | 1,518,000 | 2,149,000 | 2,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,318,000 | 20,700,000 | 21,091,000 | 21,013,000 |
| Total capital | 21,380,000 | 22,878,000 | 23,248,000 | 23,590,000 |
| Risk-weighted assets | 203,871,000 | 213,605,000 | 214,235,000 | 211,650,000 |
Machine access — free, no API key
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