Call reports 2023
FIRST LIBERTY BANK — 2023
What FIRST LIBERTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 463,651,000 | 461,496,000 | 468,298,000 | 479,425,000 |
| Total loans | 331,370,000 | 332,520,000 | 335,469,000 | 342,447,000 |
| Allowance for loan losses | 3,559,000 | 3,698,000 | 3,657,000 | 3,769,000 |
| Securities available for sale | 92,441,000 | 89,812,000 | 87,014,000 | 79,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,124,000 | 395,724,000 | 407,967,000 | 416,010,000 |
| Interest-bearing deposits | 280,441,000 | 261,451,000 | 277,721,000 | 285,841,000 |
| Noninterest-bearing deposits | 128,683,000 | 134,273,000 | 130,246,000 | 130,169,000 |
| Equity capital | 37,113,000 | 36,685,000 | 35,838,000 | 38,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,161,000 | 10,778,000 | 16,397,000 | 22,459,000 |
| Interest expense | 911,000 | 2,251,000 | 4,009,000 | 6,006,000 |
| Net interest income | 4,250,000 | 8,527,000 | 12,388,000 | 16,453,000 |
| Noninterest income | 978,000 | 1,981,000 | 3,017,000 | 3,995,000 |
| Noninterest expense | 4,107,000 | 8,273,000 | 12,465,000 | 16,696,000 |
| Provision for loan losses | 74,000 | 258,000 | 372,000 | 803,000 |
| Pretax income | 879,000 | 1,814,000 | 2,338,000 | 2,303,000 |
| Income tax | 150,000 | 324,000 | 415,000 | 388,000 |
| Net income | 729,000 | 1,490,000 | 1,923,000 | 1,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,240,000 | 45,001,000 | 45,434,000 | 45,468,000 |
| Total capital | 47,874,000 | 48,769,000 | 49,228,000 | 49,344,000 |
| Risk-weighted assets | 322,019,000 | 322,209,000 | 324,581,000 | 325,936,000 |