Call reports 2022
FIRST LIBERTY BANK — 2022
What FIRST LIBERTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 426,392,000 | 429,805,000 | 451,885,000 | 457,381,000 |
| Total loans | 278,265,000 | 293,108,000 | 306,422,000 | 315,744,000 |
| Allowance for loan losses | 3,414,000 | 3,450,000 | 3,533,000 | 3,479,000 |
| Securities available for sale | 104,362,000 | 102,484,000 | 107,611,000 | 106,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,802,000 | 375,854,000 | 407,968,000 | 418,178,000 |
| Interest-bearing deposits | 246,744,000 | 249,762,000 | 274,796,000 | 277,226,000 |
| Noninterest-bearing deposits | 137,058,000 | 126,092,000 | 133,172,000 | 140,952,000 |
| Equity capital | 40,000,000 | 35,988,000 | 35,432,000 | 37,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,969,000 | 8,319,000 | 12,999,000 | 17,913,000 |
| Interest expense | 150,000 | 313,000 | 634,000 | 1,097,000 |
| Net interest income | 3,819,000 | 8,006,000 | 12,365,000 | 16,816,000 |
| Noninterest income | 943,000 | 2,060,000 | 3,034,000 | 3,970,000 |
| Noninterest expense | 3,050,000 | 6,767,000 | 10,601,000 | 14,392,000 |
| Provision for loan losses | 238,000 | 298,000 | 389,000 | 389,000 |
| Pretax income | 1,474,000 | 3,001,000 | 4,409,000 | 6,005,000 |
| Income tax | 313,000 | 546,000 | 793,000 | 930,000 |
| Net income | 1,161,000 | 2,455,000 | 3,616,000 | 5,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,858,000 | 43,152,000 | 44,313,000 | 45,811,000 |
| Total capital | 47,272,000 | 46,602,000 | 47,846,000 | 49,290,000 |
| Risk-weighted assets | 273,477,000 | 288,420,000 | 301,105,000 | 313,935,000 |