Call reports 2021
FIRST LIBERTY BANK — 2021
What FIRST LIBERTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 401,294,000 | 406,213,000 | 407,986,000 | 415,860,000 |
| Total loans | 219,899,000 | 244,170,000 | 248,677,000 | 260,276,000 |
| Allowance for loan losses | 3,008,000 | 2,929,000 | 3,062,000 | 3,191,000 |
| Securities available for sale | 129,992,000 | 121,786,000 | 112,732,000 | 107,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,335,000 | 356,074,000 | 361,576,000 | 371,785,000 |
| Interest-bearing deposits | 333,602,000 | 350,856,000 | 235,049,000 | 241,829,000 |
| Noninterest-bearing deposits | 22,733,000 | 5,218,000 | 126,527,000 | 129,956,000 |
| Equity capital | 42,679,000 | 43,037,000 | 42,952,000 | 42,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,521,000 | 7,305,000 | 11,287,000 | 15,583,000 |
| Interest expense | 193,000 | 362,000 | 521,000 | 670,000 |
| Net interest income | 3,328,000 | 6,943,000 | 10,766,000 | 14,913,000 |
| Noninterest income | 926,000 | 1,848,000 | 2,954,000 | 3,880,000 |
| Noninterest expense | 3,234,000 | 6,383,000 | 9,725,000 | 13,059,000 |
| Provision for loan losses | 0 | 0 | 120,000 | 280,000 |
| Pretax income | 1,020,000 | 2,519,000 | 4,276,000 | 5,855,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,020,000 | 2,519,000 | 4,276,000 | 5,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,652,000 | 42,181,000 | 42,049,000 | 42,697,000 |
| Total capital | 44,344,000 | 45,110,000 | 45,068,000 | 45,888,000 |
| Risk-weighted assets | 215,018,000 | 235,825,000 | 241,451,000 | 255,955,000 |