Call reports 2019
FIRST LIBERTY BANK — 2019
What FIRST LIBERTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 310,979,000 | 321,649,000 | 323,553,000 | 351,504,000 |
| Total loans | 197,329,000 | 202,829,000 | 205,471,000 | 212,323,000 |
| Allowance for loan losses | 2,247,000 | 2,331,000 | 2,507,000 | 2,509,000 |
| Securities available for sale | 61,755,000 | 60,999,000 | 61,475,000 | 78,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,567,000 | 277,702,000 | 279,941,000 | 309,202,000 |
| Interest-bearing deposits | 250,558,000 | 258,460,000 | 260,704,000 | 281,814,000 |
| Noninterest-bearing deposits | 18,009,000 | 19,242,000 | 19,237,000 | 27,388,000 |
| Equity capital | 39,000,000 | 39,928,000 | 39,844,000 | 39,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,560,000 | 7,332,000 | 11,131,000 | 14,969,000 |
| Interest expense | 287,000 | 591,000 | 903,000 | 1,259,000 |
| Net interest income | 3,273,000 | 6,741,000 | 10,228,000 | 13,710,000 |
| Noninterest income | 1,163,000 | 2,582,000 | 3,659,000 | 4,662,000 |
| Noninterest expense | 3,175,000 | 6,258,000 | 9,299,000 | 12,182,000 |
| Provision for loan losses | 258,000 | 808,000 | 983,000 | 1,158,000 |
| Pretax income | 1,003,000 | 2,257,000 | 3,608,000 | 5,035,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,003,000 | 2,257,000 | 3,608,000 | 5,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,224,000 | 39,260,000 | 39,137,000 | 39,192,000 |
| Total capital | 41,471,000 | 41,591,000 | 41,615,000 | 41,701,000 |
| Risk-weighted assets | 189,758,000 | 194,912,000 | 198,198,000 | 209,255,000 |