Call reports 2018
FIRST LIBERTY BANK — 2018
What FIRST LIBERTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 311,045,000 | 313,944,000 | 304,023,000 | 307,164,000 |
| Total loans | 189,586,000 | 188,266,000 | 184,684,000 | 190,014,000 |
| Allowance for loan losses | 2,305,000 | 2,419,000 | 2,354,000 | 2,232,000 |
| Securities available for sale | 55,757,000 | 62,743,000 | 67,275,000 | 65,934,000 |
| Securities held to maturity | 334,000 | 335,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,794,000 | 269,776,000 | 261,553,000 | 265,398,000 |
| Interest-bearing deposits | 247,931,000 | 252,405,000 | 243,088,000 | 241,285,000 |
| Noninterest-bearing deposits | 19,863,000 | 17,371,000 | 18,465,000 | 24,113,000 |
| Equity capital | 37,512,000 | 37,998,000 | 38,255,000 | 38,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,049,000 | 6,348,000 | 9,607,000 | 13,235,000 |
| Interest expense | 193,000 | 401,000 | 651,000 | 933,000 |
| Net interest income | 2,856,000 | 5,947,000 | 8,956,000 | 12,302,000 |
| Noninterest income | 917,000 | 1,839,000 | 2,693,000 | 3,602,000 |
| Noninterest expense | 2,654,000 | 5,439,000 | 8,246,000 | 11,096,000 |
| Provision for loan losses | 150,000 | 300,000 | 350,000 | 650,000 |
| Pretax income | 969,000 | 2,047,000 | 3,053,000 | 4,158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 969,000 | 2,047,000 | 3,053,000 | 4,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,101,000 | 38,701,000 | 39,201,000 | 39,241,000 |
| Total capital | 40,379,000 | 40,990,000 | 41,528,000 | 41,473,000 |
| Risk-weighted assets | 182,214,000 | 182,972,000 | 186,102,000 | 187,939,000 |