Call reports 2017
FIRST LIBERTY BANK — 2017
What FIRST LIBERTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 294,384,000 | 294,188,000 | 306,993,000 | 316,402,000 |
| Total loans | 181,413,000 | 185,099,000 | 190,696,000 | 190,434,000 |
| Allowance for loan losses | 2,041,000 | 2,049,000 | 2,162,000 | 2,226,000 |
| Securities available for sale | 64,135,000 | 65,446,000 | 47,704,000 | 49,415,000 |
| Securities held to maturity | 395,000 | 397,000 | 333,000 | 333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,492,000 | 246,078,000 | 260,801,000 | 273,179,000 |
| Interest-bearing deposits | 231,362,000 | 230,044,000 | 242,640,000 | 254,438,000 |
| Noninterest-bearing deposits | 16,130,000 | 16,034,000 | 18,161,000 | 18,741,000 |
| Equity capital | 36,453,000 | 37,367,000 | 37,564,000 | 37,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,708,000 | 5,474,000 | 8,356,000 | 11,391,000 |
| Interest expense | 192,000 | 377,000 | 560,000 | 755,000 |
| Net interest income | 2,516,000 | 5,097,000 | 7,796,000 | 10,636,000 |
| Noninterest income | 831,000 | 1,696,000 | 2,549,000 | 3,400,000 |
| Noninterest expense | 2,210,000 | 4,570,000 | 7,149,000 | 9,803,000 |
| Provision for loan losses | 150,000 | 350,000 | 580,000 | 645,000 |
| Pretax income | 859,000 | 1,745,000 | 2,569,000 | 3,541,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 859,000 | 1,745,000 | 2,569,000 | 3,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,270,000 | 36,694,000 | 37,059,000 | 37,634,000 |
| Total capital | 38,311,000 | 38,743,000 | 39,221,000 | 39,860,000 |
| Risk-weighted assets | 169,862,000 | 176,187,000 | 180,668,000 | 182,302,000 |