Call reports 2012
FIRST LIBERTY BANK — 2012
What FIRST LIBERTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 299,551,000 | 292,970,000 | 290,499,000 | 300,781,000 |
| Total loans | 117,280,000 | 116,884,000 | 119,305,000 | 116,329,000 |
| Allowance for loan losses | 1,055,000 | 1,070,000 | 1,086,000 | 1,020,000 |
| Securities available for sale | 132,353,000 | 130,333,000 | 121,104,000 | 126,175,000 |
| Securities held to maturity | 10,671,000 | 10,681,000 | 10,691,000 | 10,271,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,184,000 | 249,765,000 | 249,993,000 | 260,707,000 |
| Interest-bearing deposits | 241,661,000 | 234,654,000 | 235,681,000 | 246,588,000 |
| Noninterest-bearing deposits | 15,523,000 | 15,111,000 | 14,312,000 | 14,119,000 |
| Equity capital | 33,207,000 | 33,979,000 | 34,710,000 | 34,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,608,000 | 5,246,000 | 7,787,000 | 10,216,000 |
| Interest expense | 443,000 | 887,000 | 1,330,000 | 1,743,000 |
| Net interest income | 2,165,000 | 4,359,000 | 6,457,000 | 8,473,000 |
| Noninterest income | 700,000 | 1,413,000 | 2,129,000 | 2,828,000 |
| Noninterest expense | 1,757,000 | 3,451,000 | 5,152,000 | 6,969,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,048,000 | 2,182,000 | 3,303,000 | 4,163,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 1,048,000 | 2,182,000 | 3,303,000 | 4,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,274,000 | 31,483,000 | 31,876,000 | 32,024,000 |
| Total capital | 32,329,000 | 32,553,000 | 32,962,000 | 33,044,000 |
| Risk-weighted assets | 115,048,000 | 114,561,000 | 115,535,000 | 116,245,000 |