Call reports 2011
FIRST LIBERTY BANK — 2011
What FIRST LIBERTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 288,710,000 | 273,444,000 | 273,375,000 | 286,853,000 |
| Total loans | 112,977,000 | 115,248,000 | 116,405,000 | 116,103,000 |
| Allowance for loan losses | 1,044,000 | 1,057,000 | 1,072,000 | 1,055,000 |
| Securities available for sale | 129,698,000 | 120,988,000 | 113,443,000 | 120,301,000 |
| Securities held to maturity | 11,121,000 | 11,131,000 | 11,140,000 | 11,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,782,000 | 232,380,000 | 231,336,000 | 244,716,000 |
| Interest-bearing deposits | 234,157,000 | 218,981,000 | 217,755,000 | 228,452,000 |
| Noninterest-bearing deposits | 14,625,000 | 13,399,000 | 13,581,000 | 16,264,000 |
| Equity capital | 30,750,000 | 31,823,000 | 32,715,000 | 32,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,735,000 | 5,474,000 | 8,129,000 | 10,686,000 |
| Interest expense | 512,000 | 982,000 | 1,432,000 | 1,873,000 |
| Net interest income | 2,223,000 | 4,492,000 | 6,697,000 | 8,813,000 |
| Noninterest income | 741,000 | 1,535,000 | 2,265,000 | 2,942,000 |
| Noninterest expense | 1,746,000 | 3,545,000 | 5,355,000 | 7,144,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,161,000 | 2,733,000 | 3,827,000 | 4,764,000 |
| Income tax | 0 | 0 | 0 | 10,000 |
| Net income | 1,161,000 | 2,733,000 | 3,827,000 | 4,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,750,000 | 30,567,000 | 30,639,000 | 30,829,000 |
| Total capital | 30,794,000 | 31,624,000 | 31,711,000 | 31,884,000 |
| Risk-weighted assets | 106,796,000 | 110,315,000 | 109,474,000 | 112,774,000 |