Call reports 2008
FIRST LIBERTY BANK — 2008
What FIRST LIBERTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 239,484,000 | 218,020,000 | 222,413,000 | 237,957,000 |
| Total loans | 90,527,000 | 90,086,000 | 90,243,000 | 98,519,000 |
| Allowance for loan losses | 1,088,000 | 1,082,000 | 1,092,000 | 1,121,000 |
| Securities available for sale | 93,465,000 | 87,401,000 | 77,264,000 | 92,876,000 |
| Securities held to maturity | 19,476,000 | 18,500,000 | 15,018,000 | 14,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,334,000 | 181,293,000 | 185,758,000 | 199,819,000 |
| Interest-bearing deposits | 179,341,000 | 167,536,000 | 172,742,000 | 184,230,000 |
| Noninterest-bearing deposits | 22,993,000 | 13,757,000 | 13,016,000 | 15,589,000 |
| Equity capital | 26,369,000 | 25,886,000 | 25,762,000 | 27,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,062,000 | 5,795,000 | 8,461,000 | 11,157,000 |
| Interest expense | 1,080,000 | 1,917,000 | 2,688,000 | 3,411,000 |
| Net interest income | 1,982,000 | 3,878,000 | 5,773,000 | 7,746,000 |
| Noninterest income | 828,000 | 1,724,000 | 2,546,000 | 3,306,000 |
| Noninterest expense | 1,602,000 | 3,261,000 | 4,881,000 | 6,576,000 |
| Provision for loan losses | 54,000 | 108,000 | 162,000 | 216,000 |
| Pretax income | 1,154,000 | 2,233,000 | 3,276,000 | 4,274,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 1,154,000 | 2,233,000 | 3,276,000 | 4,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,663,000 | 25,993,000 | 26,335,000 | 26,609,000 |
| Total capital | 26,751,000 | 27,075,000 | 27,427,000 | 27,730,000 |
| Risk-weighted assets | 103,879,000 | 100,172,000 | 102,155,000 | 107,192,000 |
Machine access — free, no API key
Every figure shown here about FIRST LIBERTY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.