Call reports 2007
FIRST LIBERTY BANK — 2007
What FIRST LIBERTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 253,473,000 | 240,243,000 | 246,587,000 | 244,970,000 |
| Total loans | 92,918,000 | 93,071,000 | 92,465,000 | 92,795,000 |
| Allowance for loan losses | 1,052,000 | 1,116,000 | 1,170,000 | 1,119,000 |
| Securities available for sale | 72,062,000 | 77,045,000 | 98,074,000 | 114,286,000 |
| Securities held to maturity | 58,728,000 | 43,872,000 | 28,927,000 | 21,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,534,000 | 216,175,000 | 216,173,000 | 208,676,000 |
| Interest-bearing deposits | 187,529,000 | 202,353,000 | 199,391,000 | 190,114,000 |
| Noninterest-bearing deposits | 42,005,000 | 13,822,000 | 16,782,000 | 18,562,000 |
| Equity capital | 23,182,000 | 23,249,000 | 24,523,000 | 25,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,244,000 | 6,537,000 | 9,836,000 | 13,119,000 |
| Interest expense | 1,669,000 | 3,298,000 | 4,679,000 | 5,933,000 |
| Net interest income | 1,575,000 | 3,239,000 | 5,157,000 | 7,186,000 |
| Noninterest income | 803,000 | 1,665,000 | 2,522,000 | 3,365,000 |
| Noninterest expense | 1,590,000 | 3,257,000 | 4,809,000 | 6,441,000 |
| Provision for loan losses | 66,000 | 132,000 | 198,000 | 213,000 |
| Pretax income | 723,000 | 1,459,000 | 2,616,000 | 3,813,000 |
| Income tax | 0 | 0 | 0 | 13,000 |
| Net income | 723,000 | 1,459,000 | 2,616,000 | 3,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,594,000 | 23,934,000 | 24,690,000 | 25,279,000 |
| Total capital | 24,646,000 | 25,050,000 | 25,860,000 | 26,398,000 |
| Risk-weighted assets | 108,200,000 | 108,749,000 | 110,957,000 | 105,328,000 |
Machine access — free, no API key
Every figure shown here about FIRST LIBERTY BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.