Call reports 2024
BANK OF ORCHARD — 2024
What BANK OF ORCHARD reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Total assets | 33,946,000 | 35,052,000 | 32,769,000 |
| Total loans | 9,842,000 | 9,668,000 | 10,199,000 |
| Allowance for loan losses | 206,000 | 206,000 | 206,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 16,068,000 | 15,978,000 | 15,262,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 29,539,000 | 30,642,000 | 28,244,000 |
| Interest-bearing deposits | 22,219,000 | 23,395,000 | 22,144,000 |
| Noninterest-bearing deposits | 7,320,000 | 7,247,000 | 6,100,000 |
| Equity capital | 4,296,000 | 4,296,000 | 4,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Interest income | 346,000 | 737,000 | 1,098,000 |
| Interest expense | 107,000 | 220,000 | 331,000 |
| Net interest income | 239,000 | 517,000 | 767,000 |
| Noninterest income | 28,000 | 57,000 | 88,000 |
| Noninterest expense | 151,000 | 327,000 | 491,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 116,000 | 243,000 | 364,000 |
| Income tax | 0 | 28,000 | 36,000 |
| Net income | 116,000 | 215,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Tier 1 capital | 4,296,000 | 4,296,000 | 4,409,000 |