Call reports 2022
BANK OF ORCHARD — 2022
What BANK OF ORCHARD reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 32,339,000 | 33,257,000 | 32,505,000 | 30,526,000 |
| Total loans | 7,121,000 | 7,271,000 | 6,878,000 | 7,202,000 |
| Allowance for loan losses | 205,000 | 205,000 | 205,000 | 205,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,091,000 | 17,055,000 | 17,091,000 | 16,838,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,382,000 | 29,256,000 | 28,399,000 | 25,447,000 |
| Interest-bearing deposits | 21,286,000 | 21,793,000 | 21,080,000 | 18,814,000 |
| Noninterest-bearing deposits | 7,096,000 | 7,463,000 | 7,319,000 | 6,633,000 |
| Equity capital | 3,912,000 | 3,946,000 | 4,051,000 | 3,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 229,000 | 474,000 | 726,000 | 995,000 |
| Interest expense | 19,000 | 45,000 | 83,000 | 129,000 |
| Net interest income | 210,000 | 429,000 | 643,000 | 866,000 |
| Noninterest income | 30,000 | 62,000 | 90,000 | 131,000 |
| Noninterest expense | 146,000 | 313,000 | 458,000 | 673,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 178,000 | 286,000 | 335,000 |
| Income tax | 0 | 0 | 3,000 | 11,000 |
| Net income | 94,000 | 178,000 | 283,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,912,000 | 3,946,000 | 4,051,000 | 3,987,000 |