Call reports 2021
BANK OF ORCHARD — 2021
What BANK OF ORCHARD reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 30,113,000 | 31,845,000 | 31,926,000 | 30,786,000 |
| Total loans | 7,182,000 | 6,968,000 | 7,674,000 | 8,201,000 |
| Allowance for loan losses | 202,000 | 202,000 | 203,000 | 205,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,805,000 | 11,955,000 | 12,913,000 | 14,432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,338,000 | 28,034,000 | 28,055,000 | 26,925,000 |
| Interest-bearing deposits | 20,283,000 | 21,856,000 | 21,446,000 | 19,904,000 |
| Noninterest-bearing deposits | 6,055,000 | 6,178,000 | 6,609,000 | 7,021,000 |
| Equity capital | 3,721,000 | 3,762,000 | 3,823,000 | 3,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 198,000 | 400,000 | 611,000 | 835,000 |
| Interest expense | 27,000 | 53,000 | 77,000 | 99,000 |
| Net interest income | 171,000 | 347,000 | 534,000 | 736,000 |
| Noninterest income | 29,000 | 75,000 | 124,000 | 173,000 |
| Noninterest expense | 145,000 | 310,000 | 477,000 | 675,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 112,000 | 181,000 | 234,000 |
| Income tax | 1,000 | 17,000 | 25,000 | 33,000 |
| Net income | 54,000 | 95,000 | 156,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,721,000 | 3,762,000 | 3,823,000 | 3,818,000 |