Call reports 2006
BANK OF ORCHARD — 2006
What BANK OF ORCHARD reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 19,258,000 | 20,750,000 | 20,335,000 | 19,796,000 |
| Total loans | 4,919,000 | 5,372,000 | 5,292,000 | 5,322,000 |
| Allowance for loan losses | 155,000 | 154,000 | 155,000 | 155,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,060,000 | 13,060,000 | 13,063,000 | 13,063,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,573,000 | 18,037,000 | 17,747,000 | 17,160,000 |
| Interest-bearing deposits | 14,733,000 | 16,346,000 | 15,803,000 | 15,076,000 |
| Noninterest-bearing deposits | 1,840,000 | 1,691,000 | 1,944,000 | 2,084,000 |
| Equity capital | 2,551,000 | 2,600,000 | 2,442,000 | 2,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 255,000 | 522,000 | 772,000 | 1,021,000 |
| Interest expense | 92,000 | 203,000 | 330,000 | 466,000 |
| Net interest income | 163,000 | 319,000 | 442,000 | 555,000 |
| Noninterest income | 14,000 | 29,000 | 44,000 | 60,000 |
| Noninterest expense | 87,000 | 160,000 | 272,000 | 360,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 90,000 | 188,000 | 214,000 | 255,000 |
| Income tax | 56,000 | 105,000 | 139,000 | 147,000 |
| Net income | 34,000 | 83,000 | 75,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,551,000 | 2,600,000 | 2,442,000 | 2,475,000 |
| Total capital | 2,656,000 | 2,726,000 | 2,566,000 | 2,587,000 |
| Risk-weighted assets | 8,331,000 | 9,673,000 | 9,224,000 | 8,913,000 |
Machine access — free, no API key
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