Call reports 2005
BANK OF ORCHARD — 2005
What BANK OF ORCHARD reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 19,676,000 | 19,478,000 | 19,347,000 | 18,801,000 |
| Total loans | 4,637,000 | 5,406,000 | 5,497,000 | 5,043,000 |
| Allowance for loan losses | 149,000 | 148,000 | 148,000 | 149,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,780,000 | 13,070,000 | 13,065,000 | 13,065,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,116,000 | 16,944,000 | 16,128,000 | 16,186,000 |
| Interest-bearing deposits | 14,862,000 | 15,286,000 | 14,690,000 | 14,193,000 |
| Noninterest-bearing deposits | 2,254,000 | 1,658,000 | 1,438,000 | 1,993,000 |
| Equity capital | 2,443,000 | 2,445,000 | 2,495,000 | 2,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 235,000 | 478,000 | 721,000 | 968,000 |
| Interest expense | 63,000 | 130,000 | 205,000 | 294,000 |
| Net interest income | 172,000 | 348,000 | 516,000 | 674,000 |
| Noninterest income | 12,000 | 27,000 | 43,000 | 58,000 |
| Noninterest expense | 80,000 | 146,000 | 206,000 | 331,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 104,000 | 229,000 | 353,000 | 399,000 |
| Income tax | 12,000 | 36,000 | 60,000 | 84,000 |
| Net income | 92,000 | 193,000 | 293,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,443,000 | 2,445,000 | 2,495,000 | 2,517,000 |
| Total capital | 2,539,000 | 2,549,000 | 2,599,000 | 2,621,000 |
| Risk-weighted assets | 7,660,000 | 8,249,000 | 8,291,000 | 7,963,000 |
Machine access — free, no API key
Every figure shown here about BANK OF ORCHARD — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.