Call reports 2003
BANK OF ORCHARD — 2003
What BANK OF ORCHARD reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 19,780,000 | 19,895,000 | 19,128,000 | 20,026,000 |
| Total loans | 5,356,000 | 5,880,000 | 5,626,000 | 5,521,000 |
| Allowance for loan losses | 130,000 | 130,000 | 132,000 | 132,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,450,000 | 11,499,000 | 11,449,000 | 10,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,245,000 | 17,437,000 | 16,588,000 | 17,625,000 |
| Interest-bearing deposits | 15,581,000 | 16,065,000 | 15,446,000 | 16,024,000 |
| Noninterest-bearing deposits | 1,664,000 | 1,372,000 | 1,142,000 | 1,601,000 |
| Equity capital | 2,361,000 | 2,329,000 | 2,410,000 | 2,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 263,000 | 513,000 | 760,000 | 1,000,000 |
| Interest expense | 97,000 | 190,000 | 275,000 | 356,000 |
| Net interest income | 166,000 | 323,000 | 485,000 | 644,000 |
| Noninterest income | 14,000 | 28,000 | 41,000 | 55,000 |
| Noninterest expense | 78,000 | 152,000 | 218,000 | 375,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 7,000 |
| Pretax income | 100,000 | 197,000 | 306,000 | 317,000 |
| Income tax | 29,000 | 58,000 | 86,000 | 112,000 |
| Net income | 71,000 | 139,000 | 220,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,361,000 | 2,329,000 | 2,410,000 | 2,295,000 |
| Total capital | 2,467,000 | 2,441,000 | 2,542,000 | 2,405,000 |
| Risk-weighted assets | 8,478,000 | 8,916,000 | 19,385,000 | 8,741,000 |
Machine access — free, no API key
Every figure shown here about BANK OF ORCHARD — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.