Call reports 2002
BANK OF ORCHARD — 2002
What BANK OF ORCHARD reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,187,000 | 19,178,000 | 18,544,000 | 19,015,000 |
| Total loans | 4,743,000 | 5,502,000 | 6,020,000 | 5,612,000 |
| Allowance for loan losses | 120,000 | 123,000 | 129,000 | 129,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,860,000 | 11,660,000 | 10,410,000 | 10,795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,707,000 | 16,687,000 | 15,948,000 | 16,563,000 |
| Interest-bearing deposits | 15,216,000 | 15,302,000 | 14,719,000 | 15,158,000 |
| Noninterest-bearing deposits | 1,491,000 | 1,385,000 | 1,229,000 | 1,405,000 |
| Equity capital | 2,303,000 | 2,356,000 | 2,459,000 | 2,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 284,000 | 573,000 | 859,000 | 1,135,000 |
| Interest expense | 123,000 | 234,000 | 341,000 | 442,000 |
| Net interest income | 161,000 | 339,000 | 518,000 | 693,000 |
| Noninterest income | 16,000 | 30,000 | 47,000 | 61,000 |
| Noninterest expense | 72,000 | 142,000 | 213,000 | 380,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 105,000 | 227,000 | 352,000 | 370,000 |
| Income tax | 25,000 | 34,000 | 56,000 | 123,000 |
| Net income | 80,000 | 193,000 | 296,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,303,000 | 2,356,000 | 2,459,000 | 2,290,000 |
| Total capital | 2,423,000 | 2,479,000 | 2,588,000 | 2,419,000 |
| Risk-weighted assets | 19,332,000 | 19,326,000 | 18,698,000 | 19,174,000 |
Machine access — free, no API key
Every figure shown here about BANK OF ORCHARD — 2002 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.