Call reports 2025
FIRST NATIONAL BANK OF NOKOMIS — 2025
What FIRST NATIONAL BANK OF NOKOMIS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 183,196,000 | 178,229,000 | 175,275,000 | 177,505,000 |
| Total loans | 94,515,000 | 97,551,000 | 97,712,000 | 99,527,000 |
| Allowance for loan losses | 1,259,000 | 1,258,000 | 1,257,000 | 1,276,000 |
| Securities available for sale | 62,341,000 | 64,876,000 | 62,976,000 | 59,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,012,000 | 158,996,000 | 154,345,000 | 156,726,000 |
| Interest-bearing deposits | 113,883,000 | 110,730,000 | 108,242,000 | 107,635,000 |
| Noninterest-bearing deposits | 51,129,000 | 48,266,000 | 46,103,000 | 49,091,000 |
| Equity capital | 16,368,000 | 17,407,000 | 18,557,000 | 18,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,007,000 | 4,062,000 | 6,147,000 | 8,204,000 |
| Interest expense | 393,000 | 776,000 | 1,141,000 | 1,502,000 |
| Net interest income | 1,614,000 | 3,286,000 | 5,006,000 | 6,702,000 |
| Noninterest income | 270,000 | 478,000 | 699,000 | 907,000 |
| Noninterest expense | 1,342,000 | 2,634,000 | 3,960,000 | 5,285,000 |
| Provision for loan losses | 0 | -2,000 | -2,000 | 227,000 |
| Pretax income | 542,000 | 1,130,000 | 1,441,000 | 1,791,000 |
| Income tax | 3,000 | 7,000 | 8,000 | 11,000 |
| Net income | 539,000 | 1,123,000 | 1,433,000 | 1,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,657,000 | 20,042,000 | 20,229,000 | 19,147,000 |
| Total capital | 20,937,000 | 21,323,000 | 21,509,000 | 20,446,000 |
| Risk-weighted assets | 110,345,000 | 109,008,000 | 107,458,000 | 110,089,000 |